Buy crypto, pay any bill, grab a gift card and spend with a card. Fast, secure, and made for Nigeria.
No more juggling apps. Paymonetra puts every way you move money in one place.
Buy, sell and swap in naira
Every network, instantly
DSTV, GOTV, Startimes
Tokens in seconds
Hundreds of brands
Virtual and physical
Free account number
One balance for it all
Bitcoin, Ethereum, USDT and more, at live rates and settled straight into your wallet. No P2P haggling, no external apps.
Airtime, data, TV and electricity, paid instantly. Any network, any provider, no queues.
Buy gift cards across the brands and countries you love, delivered instantly and ready to redeem.
Explore gift cards
Create a virtual card for online shopping and subscriptions, or carry a physical card for everyday spend. Freeze and control it all in-app.
Grab Paymonetra free from Google Play or the App Store.
A quick, secure check unlocks everything the app can do.
Fund your wallet and move money however you need.
Your money and your data are protected at every step, with bank-grade security and independent oversight.
Funds are held with CBN licensed, NDIC insured partner banks, and card infrastructure is PCI-DSS compliant.
Your data is encrypted end to end.
Only you get in, with Face or fingerprint.
Transactions are confirmed with your PIN.
A team that answers, whenever you need it.
“Bought USDT and paid my DSTV in the same app. Under a minute.”
“The rates are honest and the money hits instantly. I stopped using three other apps.”
“Virtual card just works for my subscriptions. No stress.”
“Data top-up is so fast I do it while walking. Love it.”
“Bought USDT and paid my DSTV in the same app. Under a minute.”
“The rates are honest and the money hits instantly. I stopped using three other apps.”
“Virtual card just works for my subscriptions. No stress.”
“Data top-up is so fast I do it while walking. Love it.”
“Swapped ETH to USDT to dodge a dip. Felt like a pro.”
“Sent a gift card to my cousin abroad in seconds.”
“Electricity token before the light even blinked. Brilliant.”
“Everything in one place finally. This is the one.”
“Swapped ETH to USDT to dodge a dip. Felt like a pro.”
“Sent a gift card to my cousin abroad in seconds.”
“Electricity token before the light even blinked. Brilliant.”
“Everything in one place finally. This is the one.”
Download Paymonetra and do it all. Crypto, bills, gift cards and cards, in minutes.