Your money, in one app.
Download Paymonetra and do it all. Crypto, savings, bills, gift cards and cards, in minutes.
Lock an amount until a date you choose, or set a target and let it build a little at a time. No interest is paid on savings. This is discipline, not return.
Money you already have, put out of reach until a date you choose. Name it, set the amount, pick the day it comes back.
Set a target and an amount, and let it build on its own. Daily, weekly, fortnightly or monthly.
Savings on Paymonetra pays nothing. There is no rate, no yield and no projected value. What you lock is exactly what comes back.
Plenty of apps dress a return up in careful words. We would rather tell you there is none, so you can decide what savings is actually for.
Lock ₦50,000 and ₦50,000 is what returns on your date.
Lock ₦50,000 and your spendable balance drops by ₦50,000.
The money returns automatically on the day you chose.
Held aside for you, and you can take it back early if you must.
Name it, choose the amount, and pick the date it unlocks.
The money leaves your wallet and is held aside until then.
On your date it returns to your wallet on its own.
A lock is a promise to yourself, not a trap. Unlock early whenever you need to, and the app shows you the exact figure before you confirm.
Get the appThe fee, shown to you before you confirm.
Capped, however large the lock.
Close to your date, there is no fee at all.
Save a little at a time and early unlock costs nothing.
Add more to a lock at any time. Your unlock date stays exactly where it was.
Stop the payments without touching what you have already saved.
If your wallet is short we skip that one and let you know. Three in a row pauses the plan.
Total locked, what is still spendable, and the days left on every plan.
A nudge when your date arrives and the money is back in your wallet.
Locking, topping up and unlocking are all confirmed with your PIN.
Download Paymonetra and do it all. Crypto, savings, bills, gift cards and cards, in minutes.