Hundreds of brands to buy, delivered in seconds. And a desk that buys cards back from you, paid straight into your wallet.









Shopping, gaming, streaming and more, all in one catalogue.
Your card details arrive the moment your order goes through.
Pick the region you need for the brand you want.
Grab one for yourself or send it to someone in seconds.
See the naira price before you confirm your order.
Every card you buy stays saved in the app for later.
















Plus many more inside the app, updated as new brands land.
Browse the catalogue and choose the brand and country.
Select the amount and confirm the naira price.
Your card details arrive instantly, ready to use or gift.
Send us photos of the card, we check it, and the naira lands in your wallet. No group chats, no strangers, no waiting on a bank.
The rate you see when you start is the rate you are paid, held for 24 hours while we check.
Not a bot guessing from a photo. Most trades finish within 15 minutes.
Spend it, pay a bill with it or send it to your bank. It is yours the moment it clears.
Every trade has a thread. If something is unclear, the desk answers inside it.
Declined or paid less than quoted, you are told the reason rather than left guessing.
An e-code has no back to turn over. Each card type asks for exactly what it needs.
Each country has its own naira rate, so the app asks where the card was issued before it quotes you.


















Which brands and countries we buy changes with the market. The app always shows what is open right now.
Choose the brand, the country it was issued for, and what kind of card it is.
Enter the amount and the app shows what you will be paid. That rate locks.
The app tells you exactly what to photograph for that kind of card.
A person checks it and the naira lands in your wallet.
Do not submit used, partly used, or previously submitted cards. Submitting invalid cards can get your account restricted.


Download Paymonetra and do it all. Crypto, savings, bills, gift cards and cards, in minutes.
