With Monetra Gateway, every payment gets its own account number, so you always know which one landed. Take USDT on the same checkout, then keep it as USDT or have it settled to your bank in naira.
Payments arrive as bank transfers. No card details touch your site, and nobody can reverse one a month later.
A webhook fires the moment the money lands, so a customer balance updates while they are still on the page.
Daily, weekly, or once you pass a balance you set. The delay and the minimum payout are yours to choose.
Take a naira transfer or take USDT. Naira settles to your bank on the schedule you set. USDT you can keep as USDT, or have converted and settled with everything else. No exchange to manage.
If you convert, it happens on arrival at the rate showing at that moment, so what you are owed stops moving the second the payment lands.
A fresh account number for every payment, locked to the exact amount.
A wallet address on the checkout, or a permanent one per customer on request. Keep it or convert it.
Most of the businesses on Paymonetra take hundreds of small payments a day, each one topping up a customer balance. That is the case the gateway was designed around: a low ticket, a customer waiting on the screen, and an account number that expires when the payment does.
Because the amount is locked to the payment, a transfer that arrives short or late is caught rather than silently credited, and you are told which it was.
Tell us the amount and your own reference. We hand back an account number, or a wallet address for USDT.
They transfer the exact amount. We watch the account and match it to the session.
A signed webhook the moment it lands, retried until you answer. Settlement follows on your schedule.
Payouts to your bank account are ₦50 each. Refunds are ₦50.
For the person who owns or runs the business.
A utility bill or bank statement from the last three months.
CAC certificate for a registered company. Trading as yourself? Your ID and address are enough.
You can build against test mode straight away and complete this while you integrate. Nothing goes live until the review is done, and we will tell you what is missing rather than leaving you guessing.
Create a business account, build against test mode today, and go live once your documents are reviewed.